Outsourced Check Printing and Mailing Services

Streamline Your Payment Process With One Company that Does it All.

Whether you need secure check printing, ACH automation, stuffing and mailing services, address cleansing, direct mail marketing inserts, or W-2 and 1099 services, SmartPayables has the right solution. 

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Document Printing and Mailing Solutions

In addition to facilitating check printing and mailing services, SmartPayables offers comprehensive solutions for printing and distributing a variety of documents, ranging from financial records to marketing collateral. Through our direct mail marketing insert service, clients have the capability to dispatch marketing materials en masse to a broad demographic. Furthermore, our stuffing and mailing services enable the bulk sending of letters without manual envelope handling. This ensures efficiency and convenience for our clients.

Integrated Print & Mail Workflows

Connect through API your accounting software, ERP, CRM, or business applications directly to SmartPayables to automate document generation, printing, and mailing. Whether you’re submitting jobs through an API, CSV upload, or other supported workflows, our platform simplifies high-volume document fulfillment while reducing manual processing.

Custom Business Documents

SmartPayables prints and mails far more than checks. Send invoices, account statements, tax forms, legal notices, patient communications, insurance documents, marketing materials, and other business-critical correspondence from a single platform. Customize layouts with your logo, branded colors, messaging, and variable data to create professional documents that match your organization’s standards.

Intelligent Document Matching

When checks need to be mailed alongside supporting documentation, SmartPayables ensures every payment is paired with the correct forms, letters, invoices, or remittance details. Dynamic document assembly and automated matching help reduce manual handling while improving accuracy for payroll, accounts payable, insurance payments, and customer communications.

High-Volume Printing & Fast Turnaround

Whether you’re mailing hundreds of monthly statements or processing thousands of business documents, SmartPayables is built to scale. Our production facilities support large batch processing, scheduled print runs, and expedited mailing services, including same-day processing for qualifying orders submitted before the daily cutoff and overnight shipping options for time-sensitive documents.

Multi-Entity & Department Management

Manage document workflows across multiple companies, departments, bank accounts, or clients from a single platform. SmartPayables supports configurable account structures, user permissions, approval workflows, and reporting that make it easy for enterprise organizations, healthcare systems, financial institutions, accounting firms, and business service providers to keep operations organized while maintaining security and oversight.

Marketing & Transactional Mail

Expand beyond operational mailings by incorporating branded marketing inserts, promotional materials, and customer communications into your print and mail strategy. Whether you’re sending account notices, promotional offers, or educational materials, SmartPayables helps businesses deliver personalized communications without adding internal administrative work.

Streamlined Payment Solutions for Enterprises

Effortlessly execute the writing, printing, and mailing of checks at an enterprise scale. Facilitate the dispatch of bulk checks and automated NACHA payments from any platform. Guarantee timely and secure compensation for employees and vendors without complications.

Batch processing is easy. Access your self-service portal to quickly select your vendors. In search of tailored functionalities? Seamlessly integrate SmartPayables into your organizational workflows via an API. Leveraging our advanced check writing software coupled with QuickBooks integration eliminates the need to juggle multiple payment management software systems.

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PUTTING THE SMART IN PAYABLES SOLUTIONS

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How We Add Value with You in Mind

SmartPayables enhances your operational efficiency from the initial setup to advanced reporting functionalities and cash management tools. We place the power firmly in your hands, backed by comprehensive support from our development team and your personal account representative.

WHY SMARTPAYABLES?
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Leverage Our Expertise in Smart Payment Solutions

Whether you need secure check printing, ACH automation, stuffing and mailing services, address cleansing, direct mail marketing inserts, or W-2 and 1099 services, SmartPayables has the best solution. Learn more about services and benefits here.

OUR SERVICES
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Get a Quote

Payment solutions vary by company, but you can get a quote tailored to your needs within one business day when you fill out the form linked below. One of our representatives will reach out with a comprehensive quote, and they will guide you through the process if you choose to move forward. Alternatively, you can speak to someone right away by contacting us at (720) 287-0030.

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VERIFIED CLIENT REVIEWS

Debt Pay Gateway

“Excellent service, always trying to assist you. Amazing staff!!”

Michelle Galan

Debt Pay Gateway

Honeywell

“SmartPayables has been a pleasure to work with for our check printing needs.  They provide same-day check printing on customized templates at a reasonable cost.  Account management and IT have been responsive and supportive.”

Shazia Davis Schilmiller

Honeywell

Qoins

“Incredibly solid and reliable service. We’ve been a client of theirs for a little over a year and a half and they’ve always provided fantastic customer support and reliable service.”

Nate Washington

Qoins

Qoins

“SmartPayables has been an awesome solution for our business! Not only that but their customer service is bar-none. I’d recommend this to anyone who is looking to streamline their accounts payable process.”

Christian Zimmerman

Qoins

Bamboo Insurance

“Our experience has been very good. The SmartPayables team is very easy to work with and they are very responsive to our requests for changes and with anything we have needed. Looking forward to a long and successful business relationship!”

Stan Rose

Bamboo Insurance

Archer Systems

“Awesome service!! Very helpful and accommodating.”

Rita Lewis

Archer Systems

Archer Systems

We were really desperate to find a 3rd party to help with our checks and make the whole process easier! I literally found them online, sent in a request via their contact form, got an immediate response and call back from Christine and then with Cara, and within a few days we were up and running and sending out checks. The system is super easy to use, and they are friendly, responsive and awesome to work with. Seriously, a blessing to us and to the charities we support! 

Beth Ham

Archer Systems

University of Wyoming

“An affordable, easy solution!”

Aaron Courtney

University of Wyoming

ParkWhiz

“SmartPayables is a huge time-saver for our company and a very user-friendly site!”

Beth Balick

ParkWhiz

DISCOVER THE BENEFITS

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Enterprise-Grade Security

Protect your payments and documents with security built into every stage of the fulfillment process. SmartPayables supports HIPAA-compliant workflows, secure data transmission, IP-based access controls, and a 17-year record with zero security breaches. Checks are printed on secure MICR check stock with multiple anti-fraud features, helping safeguard sensitive financial information from submission through delivery.

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Custom Print & Mail Solutions

Every organization has different payment and document requirements. SmartPayables supports fully customized check layouts, statement formatting, branded documents, and personalized mail pieces that integrate seamlessly with your existing workflows. Whether you’re sending payroll checks, vendor payments, patient statements, tax forms, or customer notices, our platform adapts to your business, not the other way around.

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Automated Payment & Document Fulfillment

Eliminate manual printing, stuffing, and mailing by connecting your accounting, ERP, or payment platform directly to SmartPayables via API. Upload payment data via CSV or integrate through our API to automate check printing, statement processing, document mailing, and tracking. Spend less time managing payments and more time running your business.

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Real-Time Tracking & Reporting

Know exactly where every payment and document is throughout the fulfillment process. Your secure client portal provides access to payment status, mailing activity, USPS and FedEx tracking information, reporting, tax documents, billing history, and downloadable reports. Webhooks and status updates help finance and operations teams maintain visibility from submission through delivery.

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Built for Regulated Industries

SmartPayables is designed for organizations that handle sensitive financial and customer information. Healthcare providers, financial institutions, insurance companies, accounting firms, and enterprise businesses rely on our secure infrastructure to support HIPAA-compliant document delivery, secure payment processing, and reliable audit trails while maintaining operational efficiency.

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Scale Without Adding Overhead

Whether you’re sending a handful of payments or processing thousands of checks and documents each month, SmartPayables grows with your business. Our industrial-scale print and mail facilities, dedicated support team, and flexible integration options allow organizations to expand payment operations without increasing internal staffing or investing in expensive equipment.

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MANAGE EVERYTHING ONLINE.

Discover how our comprehensive SmartPayables platform, offering online check software, ACH automation, Positive Pay, document printing and mailing, address cleansing, and 1099 outsourcing, can automate your payment operations. Transform your bookkeeping into a seamless, worry-free process.

Investing in cloud-based software can significantly enhance your financial management efficiency, positively impacting your bottom line and record-keeping practices.

BOOK A DEMO TODAY
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Make Life Simple - Manage Payments On The Go

  • Login and access bank accounts, payments, and reports instantly.
  • Accessible anytime, anywhere. Access from your mobile device, desktop or tablet.
  • Save time, money, and resources. Automating your business’ check printing processes with batch processing.
  • Reduce errors with automated USPS address cleansing software and duplicate payment recognition.
  • Set up recurring check deliveries, minimize the risk of returns, bundle check payments, and track deliveries.
  • Protect your business with positive pay services.
  • Automate ACH vendor payments.
  • Audit and track payments in real time.
CHECK PRINTING
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Unparalleled Support. Seamless Integration.

Expect a seamless transition and unmatched account support from our development team and your dedicated account representative.

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Scaling Your Business
The Smart Way.

From Fortune 500's to start-ups. SmartPayables has no minimums. No maximums. Scale up or down with flexible solutions designed to fit your needs. 

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